If you decide to purchase a ring off an internet website, keep the following in mind:
-Clarify the condition of the ring that you are purchasing. i.e. the quality and characteristics of the stones, the type of metal, whether it has been worn before, etc. Make sure all appropriate paperwork is included with the ring!
- Clarify the return policy. Can the item be returned if you are not satisfied?
- Check with the Better Business Bureau and see if any claims have been filed against the company. Also, google the company's name and see if anything of interest comes up from satisfied/dissatisfied customers
- Pay either through your credit-card (and thorughly check on their policy for fraud/insurance claims) or Paypal (which offers some protection up to a certain dollar limit, but with limitations as well). Either method isn't foolproof. It takes time and effort to get your money back........ if you even are able to prove that your claim is legit.
-After you buy the ring, I would have it independently appraised to make sure you ended up with the ring that you believed to be purchasing.